|
Filing Chapter 7 Bankruptcy
A Chapter 7 Bankruptcy is the most common and basic type of bankruptcy filing. This type of bankruptcy will usually wipe out the
following types of debt:
- Credit Cards
- Signature Loans
- Loan Liners
- Medical Bills
- Old Automobile Repossessions
- Most Court Judgments
- Gambling Debts
- Certain IRS Debts
Chapter 7 bankruptcy allows you and your family to get a fresh start by getting rid of the debts listed
above. At the same time allowing you to keep your home and other exempt assets.
The filing of a Chapter 7 bankruptcy will also bring an immediate stop to:
- Lawsuits
- Wage Garnishments
- Court Hearings
- Creditor Harassment
This type of bankruptcy is a straight forward proceeding. The entire process will normally
be concluded in four to six months. It usually only involves one short court hearing, for which the attorney will be present with you.
|